About Smatbiz
Business planning made clear and affordable
Starting a business is hard enough. Smatbiz gives South African entrepreneurs a finished, editable business plan instead of a blank page, so the planning becomes something you can act on.
- 223ready-made business plans
- 19industries covered
- R899per plan, paid once

Why we exist
More than a shop selling documents
Most people who need a business plan are not consultants. They know their trade and their customers; what they need is the structure: how the business makes money, what it costs to start, who buys, and what sits behind the numbers.
Each Smatbiz plan sets that out for a specific South African business, in a form you can edit and take to a funder, a bank or your own planning. When a business does not fit the catalogue, we write one for it.
Practical, local and affordable
Written for South Africa
Rand figures, local customers and the information NYDA, SEFA, banks and tender panels ask for, rather than a template written for another market.
Editable, not locked
A Word plan and an Excel model you can change: your name, your location, your prices and volumes. The numbers recalculate as you edit.
Priced for people starting out
A ready-made plan is R899, and a custom plan starts from R2,499. Between a free template and a consultant’s fee.
From first idea to funding application
- 01
Still choosing an idea
Compare businesses, what they cost to start and how they make money before you commit.
- 02
Ready to start
Download a structured plan with the market, operations and five-year numbers already worked out.
- 03
Applying for funding
Use a ready-made or custom plan to set out the business, the startup costs and the use of funds clearly.
Custom business plans
Need a plan written for your specific business?
If none of the ready-made plans fit, we prepare a custom business plan from your business, market, funding purpose and numbers.
- Written around your numbersYour own startup costs, prices and volumes, not an industry average.
- Matched to your funderShaped for the application you are making, whether NYDA, SEFA or a bank.
- Briefed on WhatsAppSend your details by message and get a Word plan and Excel model back.
FromR2,499
